Skip to main content

Watch for more information coming soon with full details and your exclusive access to this great opportunity to protect your future.

Learn more

Life can change in an instant. Are you financially prepared?

Get protected for the unexpected with this limited time offer. Optional Benefits coverage is a smart, easy and affordable way to protect you and your family’s financial future from the unexpected costs of a critical illness or death. That’s why your organization is adding Optional Benefits to your Medavie Blue Cross benefit package. Have peace of mind knowing that whatever the future brings, Optional Benefits has your finances covered.

A unique opportunity

  • Special savings – with Optional Benefits, you qualify for rates that are typically lower than you might find on your own.
  • Easy enrolment – You’ll be able to calculate your rates, choose your coverage and submit your application—all online!
  • Flexibility – When you sign up during open enrolment, coverage with Optional Benefits will provide you with 100% tax-free, lump-sum cash payments to spend as you choose in your time of need—no questions asked.
  • Easy payments – You’ll be able to make your monthly payments through pre-authorized debit or with your credit card.
  • Guaranteed acceptance
  • No medical questions asked up to certain amounts
  • Lump-sum cash payment - to use as you choose when you need it most


Important: This special offer will only be available for a limited time. Once this limited offer expires, you’ll need to answer a medical questionnaire to secure your coverage.

A unique opportunity

  • Special savings – with Optional Benefits, you qualify for rates that are typically lower than you might find on your own.
  • Easy enrolment – You’ll be able to calculate your rates, choose your coverage and submit your application—all online!
  • Flexibility – When you sign up during open enrolment, coverage with Optional Benefits will provide you with 100% tax-free, lump-sum cash payments to spend as you choose in your time of need—no questions asked.
  • Easy payments – You’ll be able to make your monthly payments through pre-authorized debit or with your credit card.
  • Guaranteed acceptance
  • No medical questions asked up to certain amounts
  • Lump-sum cash payment - to use as you choose when you need it most


Important: This special offer will only be available for a limited time. Once this limited offer expires, you’ll need to answer a medical questionnaire to secure your coverage.

Critical Illness

When you choose Critical Illness coverage, you’ll be covered for a total of 36 conditions (more than most products on the market cover). If you become ill, you’ll be provided with a tax-free, lump sum cash payment that can help cover the unexpected costs associated with your illness. This will help protect your hard-earned savings during your recovery.

Optional Life Insurance

In the event of your passing, Optional Life Insurance will help pay for immediate expenses and give your family added financial protection at a difficult and emotional time.

Accidental Death & Dismemberment

Financial hardship resulting from an accident can be devastating. Our Accidental Death & Dismemberment (AD&D) coverage provides added protection against financial hardship in the event of an accidental death or an accident resulting in a serious injury such as loss of a limb, loss of eyesight or paralysis.

Online Doctors (Coming soon)

Get access to a licensed physician—no matter where you are! With Online Doctors, you can use your mobile device or computer to connect with a Canadian doctor in minutes, for consultation and treatment—day or night.

Please note that your offerings are based on what your organization has selected as options for your group.

To learn more about Optional Benefits watch our video!

bc-bsa.png?mtime=20170831085653#asset:9156


Medavie Blue Cross is a member of the Canadian Association of Blue Cross Plans.
*Trade-mark of the Canadian Association of Blue Cross Plans. †Trade-mark of the Blue Cross Blue Shield Association. All rights reserved.
Benefits are underwritten by Blue Cross Life Insurance Company of Canada.
©2022 Medavie Blue Cross | Legal | Privacy | Cookies