Age range to be eligible for the product is 40 – 85 years.
Total coverage amount up to $35,000.
The contract is in force for life.
Guaranteed level premiums
Premiums remain the same for the duration of the contract. They will not increase.
Qualifying for coverage
To qualify for Easy Access, you'll be asked questions about your medical history to qualify—but there is NO medical exam*. For even better rates, answer six additional medical questions to qualify for Preferred Access.
Accidental death benefit
Coverage amount to your beneficiary doubles should your death be the result of an accident.
Immediate death benefit
No waiting period before the death benefit is payable.
Premiums vary based on how much insurance you want and whether you pay monthly or yearly. Minimum premium amount is $20 per month or $200 per year.
Cash surrender value, should you decide to end your contract, available after 3 years.
*Physician’s verification may be necessary based on age and face amounts.
**Blue Cross Life Insurance Company of Canada underwrites all life and disability benefits.