You will need to complete a new Protection Plus Benefits application for the following:

• Increasing coverage – indicate only the additional amount of coverage you need
• Adding Protection Plus Benefits for your spouse or dependents – indicate the family member and the amount of coverage for each.

The calculated rate will only show the premium amounts for that additional coverage, which will be on top of your current premium deduction.

You can change your designated beneficiaries¹ at any time by completing and submitting a new beneficiary designation form. Link to form

You can change the way you pay for your coverage through our Blue Cross Mobile App or through logging in to the Member Services Site. You can choose to pay with either pre-authorized debit or with credit card.

To make any other changes (for example, to remove a spouse from your coverage), complete a  Change Form.

For those who recently underwent any of the Life Events listed below in the past 31 days, medical questions will be waived for total amounts up to your group’s Non-Evidence Limit²:

• marriage or common law union
• birth or adoption of a child
• divorce or legal separation
• the Member's or Dependent's other coverage terminates for reasons outside of their control
• death of a Dependent

Applications must be submitted within 31 days of the Life Event occurring.