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Insurance Coverage Ending?

If your insurance coverage with Medavie Blue Cross is ending or being downgraded because you’re changing employers, retiring, or have recently lost your job, you may be able to convert to a personal life insurance policy with our Select Conversion Plan.


About the Select Conversion Plan

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  • If your coverage includes a life conversion privilege, you may be able
    to convert to a personal life insurance policy.
  • You must apply within 30 days of your MBC group insurance
    being terminated to be eligible
  • Start with the Base Module, and add what you need from there

Base Module (Mandatory)

The Base Module of the Select Conversion Plan offers a suite of health care benefits to
help protect your finances when you need it most

Direct Payment Plan: 100% paid by Medavie Blue Cross

  • Semi-private accommodations

Reimbursement Plan: 70% paid by Medavie Blue Cross, 30% paid by subscriber at time of service.

  • Accidental dental
  • Ambulance
  • Ambulance attendant
  • Contact lenses
  • Diabetic supplies
  • Equipment rental: wheelchair, hospital-type bed
  • Hearing aids
  • Orthopedic shoes and supplies
  • Ostomy supplies
  • Other practitioners: licensed qualified speech therapist, massage therapist, clinical psychologist, registered chiropractor, osteopath or chiropodist/podiatrist
  • Oxygen
  • Physician's services out-of-province
  • Physiotherapy
  • Private-duty nursing
  • Prosthetic appliances
  • Victorian Order of Nurses
  • Vision care

$5,000 coverage for each participant in the event of accidental death


Prescription Drugs (Optional)

One of the most popular benefits provided by Medavie Blue Cross is prescription drug coverage for individuals and their families. There are two distinct plans available.

Annual Travel (Optional)

For many years, residents of Atlantic Canada have relied on Medavie Blue Cross travel plans when travelling for business or pleasure. This comprehensive

The Travel Plan provides coverage for the cost of treatment following an accident or sudden illness that occurs outside your province of residence. This coverage also features access to the World Assistance Service, which provides a toll-free, 24-hour hotline to help arrange your emergency care anywhere in the world.

The following benefits are covered at 100%, up to the maximum eligible expense specified in the policy:

  • Hospital accommodation
  • Doctors’ bills
  • Medical appliances: wheelchairs, crutches, canes
  • Registered private nursing
  • Ambulance/air ambulance
  • Transportation home
  • Diagnostic services
  • Paramedical services
  • Prescriptions
  • Accidental dental—up to $2,000 Canadian
  • Vehicle return—up to $1,000 Canadian

Disclaimers:

Prescription drug coverage is not available to any participant aged 65 or over who is eligible under a government-sponsored prescription drug program. Please refer to the contract for a more detailed explanation of benefits.

Please note that you must have had drug coverage under your group plan to qualify for prescription drug coverage through Select.

Coverage for Accidental Death and Dismemberment terminates the month following the attainment of age 65. The dependent children’s coverage will cease when no longer dependent under the terms of the contract or when neither the subscriber or subscriber’s spouse, if applicable, is covered for the benefit under the contract.

The Travel Plan is not available to any participant aged 65 or over. This is an overview of benefits offered under the Select Conversion Plan. This document is not a policy or contract and does not contain all benefits or terms and conditions.

Note: you must apply within 30 days of your Medavie Blue Cross group benefits being terminated to be eligible for the Select Conversion Plan.

The employee must convert to the Select Conversion Plan for dependents to be eligible. In cases where the employee is deceased, the requirement is waived and surviving dependents may convert to the Select Conversion Plan.