If an employee or their family member is diagnosed with a serious illness, Optional Critical Illness puts cash in hand to spend any way they choose – allowing them to focus on their recovery, not their finances.

• A total of 36 covered conditions ²
• 25 covered conditions eligible for up to 2 full payments ³
• 4 covered conditions eligible for partial payment
• 7 covered childhood conditions
• Industry benchmark definitions

View Covered Conditions

Helps to pay for immediate expenses in the event of a death and gives added financial protection at a difficult and emotional time.

Coverage Overview

Provides added protection against financial hardship in the event of an accidental death or an accident resulting in a serious injury.

AD&D Coverage Overview

Optional Assured Access is only available for plan members in Atlantic Canada. In order to qualify, the member must currently have group health coverage, be 64 years of age or under and answer medical questions. Open enrolment period does not apply.

This option guarantees comprehensive protection when employees are not longer covered under a group benefits plan. Optional Assured Access is ideal for employees who are:

• Planning for retirement and want to ensure that they have a reliable and affordable health plan for later
• Considering a career change or facing a job loss with potential gaps in health insurance
• Looking for health benefits that can be passed on to their children

About Assured Access