Skip to main content

Agent Update Header EN


Posted by Medavie Blue Cross on November 20, 2025

New Rates Effective January 1, 2026 for Individual Business

As part of our ongoing commitment to sustainability and to continue delivering exceptional service and high-quality coverage for your clients, we would like to inform you of upcoming rate adjustments that will take effect on January 1, 2026

Retiree


Guaranteed Acceptance

Premiums were revised across all benefit lines and adjusted, resulting in specific plans receiving a decrease in rates while others may experience increases:

  • Members with the $1,000 drug module will see a decrease in their premium ranging from 1% to 5.5% decrease depending on their benefits, age or status
  • Members with the $2,500 drug coverage will see an increase between 2% and 6%
  • Members with no drug coverage will see an increase between 4.5% and 12.3% depending on the age band
  • 2026 Guaranteed Acceptance Rate Guide

Member Services Site and Mobile App Updates

  • Members can now make one-time credit card payments for missed premiums
  • Members can now easily search for kinesiologists in our practitioner directory
  • A new survey prompt and enhanced search features on both our website and mobile app will provide a a smoother experience for members

For more details, see attached presentation illustrating the updates.

Reminder: Upcoming Enhancements to the Retiree Health Plan

We’re pleased to announce upcoming enhancements to our Retiree Health Insurance Plan, effective November 22, 2025. These updates are designed to offer greater flexibility and improved access to coverage for our members.

Key changes include:

  • The ability to add drug coverage within 60 days of losing government drug benefits
  • Optional dental coverage for all members
  • A plan level change option every 24 months will now require a Statement of Health
  • A redesigned online application with improved navigation, coverage customization, and new feature facilitating the proof of loss process

For full details on these enhancements, please review the Retiree Plan Enhancements Slide Deck.

Additionally, you can find step-by-step guidance on the new online application process in the Online Application Enhancements Slide Deck.

These enhancements aim to better support members’ evolving needs and simplify the application experience.

General Reminder: Retiree Rate Adjustment

New rates come into effect on January 1, 2026. If you are quoting with a January 1 effective date, please reference the Retiree Rate guide attached.

Updated Marketing Materials
We've refreshed several client-facing materials to reflect these plan enhancements:Retiree Brochure

Brokers with Existing Retiree Plan Members:

Existing members will be receiving an amendment by email regarding these changes. The details of this communication will be shared with you directly by your Account Representative. The amendement will be emailed in December, and take effect on February 1, 2026.

If you have any questions, don’t hesitate to reach out to your Account Representative.