Reminder - New Rates Effective November 1, 2025 for Individual Business
Effective November 1, 2025, rates will be adjusted as follows:
- Complete Health rates will increase by an average of 4% (see chart below for further breakdown)
- Assured Access rates will increase by 2.5%
- Options and Options Plus rates will increase by 7%
Complete Health rate ranges by benefit modules selected:
These adjusted rates apply to both new sales and member renewals based on their renewal month.
Updated Resources
We've updated our rate guides to support your quoting needs:
- New 2025-2026 Complete Health Rate Guide
- New 2025-2026 Options/Options Plus Rate Renewal Sheet (existing client renewals only)
- New 2025-2026 Assured Access Rate Guide
For additional support and messaging, check out the updated Retention Strategy FAQ and our new Programs and Services Brochure, which provides a comprehensive overview of the wellness benefits available to members, including inConfidence, Connected Care digital health services, and Blue Advantage savings programs.
Future Important Dates & System Updates
October 1, 2025: Complete Health and Assured Access rate calculators will be updated with new rates. Until then, please use the rate guides provided for applications effective November 1, 2025, onward.
January 1, 2026: Guaranteed Acceptance and Retiree Health Plan rates will be updated. These new rates will be provided in November 2025.
For any questions or concerns, please contact our Agent Inquiry team for assistance.
Individual Member Newsletter
The next individual member newsletter began being shared with all individual plan members, including broker clients, on September 25, 2025. This edition reminds members to Health Connected's free health assessments and scans, along with preventive care tips and specialized wellness services available through their Connected Care benefits.