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Posted by Medavie Blue Cross on June 20, 2024

Changes to Individual Health Plans

As highlighted in April’s Agent Update, as of June 22 we will be implementing updates to some of our individual health products. These changes are in line with those of the industry to ensure the sustainability of our products. The updated product guides will be implemented and available within the coming weeks.

In the table below, we have outlined the upcoming plan changes scheduled to take effect on June 22. Once in effect, these changes will apply to new business sales. Plan pricing will remain unchanged.

Complete Health

Complete Health Changes Chart

Assured Access Plus

Assured Access Change - June 20, 2024

Guaranteed Acceptance

GA Changes - June 20, 2024 - EN

*Calendar Quarter: A period of 3 consecutive months commencing on the first (1st) day of January, April, July or October in a calendar year.

If you have any questions, feel free to contact Agent Inquiry or your Medavie Blue Cross Account representative.

Please see the documentation that reflects the changes that are available:

Complete Health

Policy Booklet - BRO-450

Brochure - MISC-453

Assured Access

Assured Access Plus Policy Booklet - BRO-451

Guaranteed Acceptance

Policy Booklet - BRO-439

Rate Guide - FLY-554

Brochure - BRO-452

Process under review – effective June 17, 2024

In the past, Medavie Blue Cross has allowed a plan member to transfer from one plan to another without medical underwriting in certain unique circumstances.

Effective June 17, we are re-evaluating this process and therefore, in the interim, when a client is considering a change in their plan, please review the following:

  1. Look at their current plan to determine if any modules could be removed (i.e. Dental, Travel) if the client does not use or value these benefits;
  2. Consider lowering the overall plan coverage (i.e. Options Plus to Options), or
  3. Discuss the viability of a new plan which may require medical underwriting (i.e. Complete Health).

If you have already discussed a plan change with your client prior to June 17th, these transfers will be honored if your clients are still eligible.

If you would like to discuss options for your client or have additional questions, please reach out to your Account Representative.