Accidental Dental: 70% up to $7,000 per lifetime

Ambulance: 70% up to $420 per year

Ambulance Attendant: 70% up to $280 per year

Health Practitioners: 70%

• Chiropractor up to $300 per year
• Massage Therapist up to $300 per year
• Osteopath up to $300 per year
• Physiotherapist up to 20 visits per year
• Podiatrist/Chiropodist up to $300 per year
• Psychologist/Social Worker/Clinical Counsellor up to $300 per year
• Speech Therapist up to $300 per year

Hearing Aids: 70% up to $350 per 5 years (6 month waiting period)

Wellness Program - inConfidence for Individual: 24 hour counselling and online resources to help you manage everyday issues relating to family, work, health and money

Managing Chronic Disease: 70% up to $300 per year

Orthotics and Orthopedic Shoes: 70% up to $105 per year

Semi-Private Room Hospital Benefits:

• 100% coverage for up to 90 days per year
• $30 a day when a semi-private room is not available
• 8 month waiting period for claims related to pregnancy

Vision Care: 70% up to $105 per 2 years (6 month waiting period)

Diabetic Supplies, Medical Equipment, Medical Services and Supplies (including oxygen and ostomy), Nursing Care and Prosthetic Appliance: 70% up to a combined maximum of $2,500 per year

70% coverage. Coverage must be active for 6 months before benefits become eligible.

Recall examination: 1 per calendar year

Scaling: 1 unit* per calendar year

Polishing: 1 unit* per calendar year

X-rays

Fillings

Extractions

Root canal therapy

Denture cleaning, rebasing, relining and repairs

*1 unit = 15 minutes

Provides coverage in the event of accidental loss of life or dismemberment. The applicant and applicant’s spouse are covered up to a maximum of $25,000 each. Where applicable, dependent children are covered to a maximum of $5,000 each.

Benefits & payment:

• Loss of life: 100% of $25,000/$5,000
• Loss of, or loss of use of, both hands or both feet: 100% of $25,000/$5,000
• Loss of, or loss of use of, one hand and one foot: 100% of $25,000/$5,000
• Loss of entire sight of both eyes: 100% of $25,000/$5,000
• Loss of, or loss of use of, one hand or one foot: 50% of $25,000/$5,000

Coverage for Accidental Death and Dismemberment terminates following the attainment of age 65.

Last Expense Benefit: $5,000 coverage for each participant in the event of accidental death

Premium Drug Module: 80% coverage, up to $2500 per year

Standard Drug Module: 80% coverage, up to $1000 per year

Both modules include coverage for birth control.

Emergency medical travel insurance: for an unlimited number of trips up to a maximum of 17 days each