Dental Insurance for Individuals and Families
This plan is designed to augment your existing health plan providing the coverage you need to support your oral health.
Dental Insurance for Individuals and Families
This plan is designed to augment your existing health plan providing the coverage you need to support your oral health.
Maintaining good dental health today can help avoid costly and uncomfortable issues down the road.
The following are covered at 70% with applicable limits:
- Preventive services which include cleaning, polishing, fluoride, and sealants
- Exams, including X-rays every 36 month and emergency examinations.
- Restorative services including fillings
- Surgical extractions & root canal therapy
- Denture services including repairs relining and rebasing.
*Medavie Blue Cross will pay 70% of the costs associated with the procedures listed above, in accordance with the Dental Society Fee Guide for general practitioners in your province of residence. A 6-month waiting period applies.
Accidental Death and Dismemberment Coverage is included with the Individual Dental Plan
The applicant and the applicant’s spouse are covered up to a maximum of $25,000 each in the case of accidental loss of life or accidental loss of limb.
*Accidental Death and Dismemberment coverage will terminate the end of the month following your 65th birthday.
**Accidental Death and Dismemberment coverage is underwritten by Blue Cross Life Insurance Company of Canada
Frequently Asked Questions
Your Dental Benefits will only be available after six months of continuous coverage under this plan. This allows us to protect all our members from unnecessary increases due to improper plan usage.
Medavie Blue Cross will pay 70% of the dentists usual and customary fee(s), up to the Dental Society Fee Guide (most recent publication) for general practitioners currently in effect in the participant’s province of residence.
Any charge in excess of the payment made by Medavie Blue Cross will remain the responsibility of the member.
Scaling
One 15-minute unit per calendar year
Cleaning
One 15-minute unit per calendar year
Fluoride treatment
One per calendar year
Exams
One per calendar year
Recall exams
One per calendar year
X-Rays
Limited to one in any 36-month period
Denture relining
Limited to one in any 24-month period
Denture rebasing
Limited to one in any 24-month period
There are many benefits to having a combined heath and dental plan. You'll get additional coverage, with the option for more frequent exams, cleanings, and other services. You can also keep all your coverage, billing, and info together in the mobile app. To see the options for combining health and dental coverage, check out Complete Health.
Have more questions?
We're ready to help! Call 1-866-492-2583 Monday to Friday, 8:00 am to 6:00 pm AST