Travel health & trip cancellation plans
Travel insurance
Great news! We are excited to resume the sale of our travel insurance plans.
However, due to the ever-changing nature of COVID-19, there are a few things you'll need to know before making a decision. For this reason, we encourage you to contact our sales team using our toll-free number when you are ready to make a purchase.
We're here to help.
Call 1-866-492-2583 Monday to Friday, 8 a.m. to 5 p.m. (Atlantic Time)
Call us
Important - COVID-19 is now considered a known risk and is no longer covered by trip cancellation or interruption insurance. This applies to all contracts purchased on and after March 12, 2020. Learn more about COVID-19.
What kind of coverage do you need?
Travelling within Canada?
Health coverage differs from province to province. As a non-resident traveller to another province or territory, you may not be eligible for the same services or pay the same rates as residents.
If you’re travelling within the country, make sure you’re covered no matter where you go with a Canada-only plan.
Travelling outside Canada?
We’ve all heard how high out-of-country medical bills can run. Travel insurance when leaving the country is a must; you can’t predict when accidents might occur.
Travelling to Cuba? Read about insurance requirements.
Already have group travel coverage?
Top it up with trip cancellation, accident and baggage loss coverage.
Can an existing condition or chronic
illness be covered?
If your illness or condition is under control, it may be covered under a Blue Cross travel insurance plan. But, it's important to consult your doctor at least four months before your departure to ensure that your illness or condition is well under control. If you are over the age of 55, visit your doctor at least seven months before you plan to leave. If your condition or illness is excluded for coverage, you will only be covered in case of accident or illness not related to that condition.
The comfort of CanAssistance
Every Blue Cross travel plan comes with the comfort and security of CanAssistance Emergency Travel Assistance. Day or night, 24/7, CanAssistance is ready to provide expert assistance should you run into trouble while travelling. Even if your travels find you at the other side of the globe, don’t worry – our assistance network has branches everywhere.
One toll-free call and you’ll be taken care of immediately, whether your emergency is medical, legal—or even to provide translation services. CanAssitance can also help you pre-departure, like what vaccines you need before you leave or what documents you need to take with you.
Why Blue Cross?
- 24/7 worldwide travel assistance through CanAssistance
- No deductible
- Medical follow-up in Canada (included in the Emergency Medical Care benefit)
- Our agreements with a network of health service providers worldwide enable us to make payments to the service provider directly, when possible
- A name recognized and trusted worldwide.
How often do you travel?
If you know you’ll be making more than one trip this year, consider an annual plan for the best value. An annual plan covers you for any number of trips within a one-year period. It can be more economical to buy annual coverage up-front than to buy single coverage for each trip.
For summer travellers, our Summertime Blue plan offers multi-trip coverage within the summer period.
Travel Coverage Modules
Different Blue Cross travel packages combine various travel coverage modules. Knowing what each type means will help you decide what package to choose.
Emergency Medical (Hospital, Medical & Paramedical)
Emergency medical care plans provide coverage for out-of-country or out-of-province medical expenses of up to $5,000,000. Benefits include hospital accommodation, doctor’s bills, medical appliances, private registered nurse, laboratory tests, emergency prescription drugs, accidental dental care, ambulance service, repatriation, and more.
The plan must be purchased prior to departure from your province of residence.
Always included in emergency medical coverage:
- $5 million for emergency medical care per trip
- Hospitalization fees
- Professional fees for nurses, physicians and other health professionals for emergency medical treatment and care
- Up to $2,000 for emergency dental treatment as a result of an accident
- Emergency repatriation by air ambulance or commercial flight with a medical escort
- Up to $3,000 for accommodation and meals if your return is delayed due to a medical emergency.
Trip Cancellation or Interruption
Sometimes, circumstances beyond your control force you to cancel your trip, or cut it short after you’ve left. Trip cancellation or interruption coverage protects you from losing your investment. If your trip includes non-refundable, prepaid travel expenses, this benefit is for you.
This plan must be purchased once the first non-refundable deposit on the trip is made, and is available for trips up to 182 days.
Accident Coverage
No one wants to think about a major accident happening on a trip—but if it does, accident coverage helps ease the financial strain.
This benefit covers you for acccidental death or loss of use of one or several limbs during your trip. This protection is applicable at anytime during your trip, or while on air flight or public transportation. A lump sum amount will be paid to the covered person or to the beneficiary, depending on the event.
Baggage Loss, Damage & Delay
It’s everyone’s fear: you arrive safely at your destination… but your luggage doesn’t.
That’s where this benefit comes in, covering you against loss or damage to your baggage and personal effects so you can continue with your trip with minimal disruption. You’re also insured up to $500 for the purchase of toiletries and clothing necessities in the event your luggage arrival is delayed 12 hours or more.
Ready to buy or want to find out more?
*For individuals ages 55 to 75 who will be travelling for 32 days or more, and/or individuals ages 76 and up, please call one of our agents for more information about the Emergency Medical Care benefit.