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Travel Insurance

Travel confidently with Blue Cross.

A weekend getaway, a week in the sun or the trip of a lifetime. Protect your health and your travel investment. No matter what your needs are, Blue Cross has a solution to fit your travel plans and your budget.

The comfort of Blue Cross Travel Insurance

Whether you’re a student on a global quest or a family visiting another province – for all ages, all destinations, travel coverage is a must.

Our coverage is flexible – we have a plan to suit your specific needs. Snowbirds can rely on an annual plan that will cover them over the cold months. Visitors to Canada receive coverage that starts the moment they touch down in Canada.

Our plans are comprehensive – covering cancellations, baggage, accommodation, repatriation along with emergency medical. We are recognized around the world so no matter where you end up your coverage is there for you.

What sets us apart?

  • 24/7 support through Blue Cross Travel Assistance, wherever your travels take you
  • No deductible – your coverage begins with the initial expense
  • Benefits if your flight is delayed through Flight Delay Service
  • Trip Cancellation coverage for unforeseen events, with Optional Coverage for COVID-19 related costs.
  • Medical follow-up in Canada (included in the Emergency Medical Care benefit)
  • One easy toll-free call for problems big or small
  • And you can use the same number for predeparture concerns!

Find what works for you

Use our Travel Insurance Quote* tool to purchase Travel Insurance, anytime.

The comfort of Blue Cross Travel Insurance

Whether you’re a student on a global quest or a family visiting another province – for all ages, all destinations, travel coverage is a must.

Our coverage is flexible – we have a plan to suit your specific needs. Snowbirds can rely on an annual plan that will cover them over the cold months. Visitors to Canada receive coverage that starts the moment they touch down in Canada.

Our plans are comprehensive – covering cancellations, baggage, accommodation, repatriation along with emergency medical. We are recognized around the world so no matter where you end up your coverage is there for you.

What sets us apart?

  • 24/7 support through Blue Cross Travel Assistance, wherever your travels take you
  • No deductible – your coverage begins with the initial expense
  • Benefits if your flight is delayed through Flight Delay Service
  • Trip Cancellation coverage for unforeseen events, with Optional Coverage for COVID-19 related costs.
  • Medical follow-up in Canada (included in the Emergency Medical Care benefit)
  • One easy toll-free call for problems big or small
  • And you can use the same number for predeparture concerns!

Find what works for you

Use our Travel Insurance Quote* tool to purchase Travel Insurance, anytime.

Annual Travel Insurance Provides Best Value

Do you travel out of province more than once a year? With Annual Travel coverage the savings starts to add up on your second trip and the more you travel the better the savings!

Coverage includes a limitless number of trips annually, each for a duration of up to 180 days.* That’s a lot of travel potential!

You can choose different Annual Travel Insurance packages

  • Emergency Medical Care
  • Trip Cancellation, Baggage Coverage and Accidental Death or Dismemberment.
  • Combine all of the above!

You can easily purchase the Annual plan online once you complete a quote by selecting additional insurance products

*Trip duration of up to 180 days covers up to the age of 80. Trip duration of p to 120 days covers up to the age of 85.

Annual Travel Insurance Provides Best Value

Do you travel out of province more than once a year? With Annual Travel coverage the savings starts to add up on your second trip and the more you travel the better the savings!

Coverage includes a limitless number of trips annually, each for a duration of up to 180 days.* That’s a lot of travel potential!

You can choose different Annual Travel Insurance packages

  • Emergency Medical Care
  • Trip Cancellation, Baggage Coverage and Accidental Death or Dismemberment.
  • Combine all of the above!

You can easily purchase the Annual plan online once you complete a quote by selecting additional insurance products

*Trip duration of up to 180 days covers up to the age of 80. Trip duration of p to 120 days covers up to the age of 85.

What kind of coverage do you need?

Understand coverage types before choosing the package that’s right for you.

Emergency medical care plans provide coverage for out-of-country or out-of-province medical expenses of up to $5,000,000. Benefits include hospital accommodation, doctor’s bills, medical appliances, private registered nurse, laboratory tests, emergency prescription drugs, accidental dental care, ambulance service, repatriation, and more.

The plan must be purchased prior to departure from your province of residence.

Always included in emergency medical coverage:

  • $5 million for emergency medical care per trip
  • Hospitalization fees
  • Professional fees for nurses, physicians and other health professionals for emergency medical treatment and care
  • Up to $2,000 for emergency dental treatment as a result of an accident
  • Emergency repatriation by air ambulance or commercial flight with a medical escort
  • Up to $3,000 for accommodation and meals if your return is delayed due to a medical emergency.

Sometimes, circumstances beyond your control force you to cancel your trip, or cut it short after you’ve left. Trip cancellation or interruption coverage protects you from losing your investment. If your trip includes non-refundable, prepaid travel expenses, this benefit is for you.

This plan must be purchased once the first non-refundable deposit on the trip is made, and is available for trips up to 182 days.

No one wants to think about a major accident happening on a trip—but if it does, accident coverage helps ease the financial strain.

This benefit covers you for acccidental death or loss of use of one or several limbs during your trip. This protection is applicable at anytime during your trip, or while on air flight or public transportation. A lump sum amount will be paid to the covered person or to the beneficiary, depending on the event.

It’s everyone’s fear: you arrive safely at your destination… but your luggage doesn’t.

That’s where this benefit comes in, covering you against loss or damage to your baggage and personal effects so you can continue with your trip with minimal disruption. You’re also insured up to $500 for the purchase of toiletries and clothing necessities in the event your luggage arrival is delayed 12 hours or more.

What is an Annual Medical Travel Plan?

  • 24/7 support through Blue Cross Travel Assistance, wherever your travels take you
  • Covers unlimited number of trips per year
  • Benefits if your flight is delayed through Flight Delay Service
  • Trip Cancellation coverage for unforeseen events, including COVID-19 related costs
  • Medical follow-up in Canada (included in the Emergency Medical Care benefit)
  • One easy toll-free call for problems big or small

How to purchase an Annual Medical Travel Plan?

  • Get a quote online
  • Fill in the quote form
  • Choose the Annual Medical Plan option from the list of additional insurance products
  • Or call 1-866-492-2583, Monday to Friday, 8:00 am - 6:00 pm AST to speak to one of our licensed insurance agents

Already have group travel coverage?

Top it up with trip cancellation, accident and baggage loss coverage.

A plans that fits your needs

Travelling within Canada?

Health coverage differs from province to province. As a non-resident traveller to another province or territory, you may not be eligible for the same services or pay the same rates as residents.

If you’re travelling within the country, make sure you’re covered no matter where you go with a Canada-only plan.

Travelling outside Canada?

We’ve all heard how high out-of-country medical bills can run. Travel insurance when leaving the country is a must; you can’t predict when accidents might occur.

Travelling to Cuba? Read about insurance requirements.

Travel often?

Annual plans cover you for any number of trips within a one-year period. Choosing annual coverage up-front might provide you more value than purchasing coverage for each trip individually.

Can an existing condition or chronic
illness be covered?

If your illness or condition is under control, it may be covered under a Blue Cross travel insurance plan. But, it's important to consult your doctor at least four months before your departure to ensure that your illness or condition is well under control. If you are over the age of 55, visit your doctor at least seven months before you plan to leave. If your condition or illness is excluded for coverage, you will only be covered in case of accident or illness not related to that condition.

Ready to find out more?

Let us help you get started.

Find what works for you

Use our Travel Insurance Quote* tool to purchase Travel Insurance, anytime.

To get expert advice or purchase a new plan

Call 1-866-492-2583, Monday to Friday, 8:00 am - 6:00 pm AST

To make a claim or for questions about your existing coverage

Call 1-800-563-4444, Monday to Friday, 9:00 am - 9:00 pm AST

*For individuals ages 55 to 75 who will be travelling for 32 days or more, and/or individuals ages 76 and up, please call one of our agents for more information about the Emergency Medical Care benefit.