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Elements


Everyone lives life a little differently, which can make it difficult to find a personal health insurance plan that fits your unique needs and lifestyle. That’s why we designed Elements to be simple, flexible, and responsive to you.

Options and Options Plus


If your Assured Access plan lets you enrol in an Options plan, here are the details you need.

Standalone dental


If you're not covered for dental through your group benefits, our Individual Dental Plan just might fill that gap.

Hospital Plan


While hospital visits are covered under government sponsored health care programs, our Hospital Plan allows you to upgrade to a semi-private room.  

Guaranteed Issue


The Guaranteed Issue Health Plan has no medical underwriting. It provides basic coverage for routine medical expenses and covers pre-existing conditions!

Assured Access


If you currently have a group plan through your employer, Assured Access protects your eligibility for future health benefits. Once you qualify medically for this plan, you don’t have to qualify again if you lose your group health benefits.

Moving off an employer's plan


If you currently have benefits that will end soon, don't go without coverage!

Moving off a parent's plan


Dependents leaving their parent's personal health plan can enrol in their very own Elements health plan without having to qualify medically

Travel health & trip cancellation plans


Family excursion, relaxing getaway or business trip—no matter where your travels take you, make sure to pack Blue Cross travel insurance. An accident or medical emergency while travelling could cost you thousands if you don’t have the right ...

Travel plans for visitors to Canada


If you’re travelling to Canada, a travel plan from Blue Cross gives you the coverage you need to feel secure during your trip.

Term Life Insurance


Term, or temporary life insurance is there when you need it most — like, when you have children, or decide to purchase a house.

Permanent Life Insurance


Permanent life insurance provides guaranteed security: once you’re covered, you’re covered for life. This is ideal coverage for when you're young and healthy, because enrolment rates are guaranteed. 

Seniors' Health Program


The Medavie Blue Cross Seniors’ Health program is for residents of New Brunswick registered with Medicare, aged 65 or older.

    Not sure what you need yet? Have a look around.


    Health & dental insurance

    Elements is the personal health plan that grows with you, to provide you the coverage you need as your needs change.

    Learn more

    Looking for a plan for seniors? If you're in New Brunswick, take a look at the Seniors' Health Program 

    Life insurance

    Is your coverage ending soon?

    If you currently have benefits that will end soon, don't go without coverage!

    Moving off an employer's plan 

    Moving off a parent's plan 


    Already have benefits through your employer?

    We can still help.

    Guarantee your future insurability

    Assured Access 


    Top-up your current coverage

    Dental Plan 
    Hospital Plan 


    Ready for an estimate?

    Try our super-simple plan builder:

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